Hey sry I have not posted anything for so long ... had a lot to do for school .. and yes it sure knows how it is when you come to naught; D jaaa so there's really not so special now have many new finally .. everything together for my placement base so it took a bit longer ... well, however, was not a problem ... The reason why it took so long is that had I had to write only apply for the passport still nen host family letter, and still what have added and then I had to choose just a few photos that show myself and my life .. anyway .. undundund in any case, I am now finally ready and I am glad that I could send everything now finally:) so as otherwise there said do not wait ..'s new now to the next post .. lg Johanna
General Giro 24 GmbH - without a car leasing really Schufa?
advertises the General Giro 24 GmbH on the Internet for a Auto leasing-ohne-Schufa-Score " and is fond of, so always tell clients, specially created by her and always possible right of rescission, shortly after the customer paid the leasing special payment. The special payment will be withheld
, and customers also get a hefty additional invoice sent for an alleged injury.
But the stand, for all nachlesbar 24th in the terms and conditions, so the terms and conditions of the General Giro
Who signs, is therefore your own fault.
Attorney Angela C. by the Swiss firm Schweizer & Burkert from Stuttgart had represented for years current 24-customers. Now they told the financial news service GoMoPa with:
Unfortunately I have for years no Giro24 - injured more because in the end the courts of my client not have been right, so I've set my efforts, "
Has the General Giro24 GmbH is now a free-ride bill. the "milking" financially troubled customers who may lease because of their poor Schufa no car, but needed a professional need and therefore fall into the contract case, because they trust that has 24 Giro will not be angry?
Even the most hardened among financial professionals run time error.
We have the Policies of the General Giro24 only five days, after my wife Marita (56) had signed the lease, receive, "says wine representative Hans V. (72) from Meerbusch near Dusseldorf. Had we known what that says everything in it, my wife had never signed.
for V. from Meerbusch is certain:
The contract with the General Giro24 is not even come about, we demand back our deposit and have initiated a process of our Düsseldorf lawyer for unjust enrichment
said Hans V.
Giro24 claims that the terms and conditions had been submitted in contracting and offers to their sellers as witnesses Joseph S., a name that even with almost all previous ads and complaints arises. Word against hers. See you in court. The district court in Munich has things against V. Giro24 for 8 June 2010, a quality date set.
Actually do a lease to V. Yes. As a wine and champagne for a representative Palatinate wine they need a car with a big trunk. And since they had already picked out a matching car. A silver Ford Focus, a demonstration that only had 15,000 km on the clock. € 17 250 would have the dealership for it. But the business Marita V. got no credit. She had received two years ago, but canceled a bankruptcy, which was always still in the Schufa
Hans V. searched the internet for a solution and came very quickly to the offer of the current 24 without Schufa score and also the mileage. A processing fee not to fall, it said.
Hans V.:
I dialed the hotline, it was a call center. A little later I got a call back. First, the managing director of Giro 24, Gisela M., and then again from a seller named Joseph P. I both told the matter to the bankruptcy of my wife and asked if you could help us on the legs. They said to both. On 12 December 2009, we had three different documents: one form for the lease request, data sheet for a vehicle dealer and a form for self-disclosure. Two days later, on 14 December came, the lease contract, we immediately sent back signed. We paid the agreed leasing special payment of 2,250 € to current 24 and should then pay 250 euros per month for four years. V. The
now expects that Giro would buy their dream 24-company car at the dealership in Drew. But instead, came on 29 December 2009, the call of Giro 24: Bring in proof of income and a bank guarantee of € 9,000 or pay the money immediately as a security deposit to our account, it was said there.
For the first time were the terms and conditions it, and I fell out of clouds. Why was not required in the contract, but only after we had already paid for? But DOLL thing was that pursuant to § 5 paragraph 2 of the current 24-Conditions of the sorting out of the cash deposit of assets of the lessor, ie the current 24, it was not possible. That is in plain text: If the current goes bust 24, is the cash deposit away.
remembers Hans V.
demanded not only that the current 24 shortly after, nor an expert opinion on the Ford, which should Marita V. naturally give up their costs in order.
V. The required simply to fulfill the contract. On 2 February 2010, said the current 24 Rückgtritt the contract because it had not been met by Marita V.. Giro 24 would be a loss of earnings of 15 percent of car value. The 2,250 euros would therefore be retained, and it was still a residual payment of 680 € due.
Hans V.:
I tried to call back the hotline by Mr Joseph S. or director, Gisela M., but could not. The
V. demanded their money back, sent a court order. This was contradicted by the General Giro 24 and maintained its claim. V. was the only action before the District Court of Munich, the V. are now hoping to win. The
Edited by GoMoPa turned to the General Giro 24 GmbH and wrote 21 May 2010 to the managing director, Gisela M. and her son Tom M. (Director):
Quote: Dear Ms. M., Dear Mr. M., we ask you to answer the following questions:
1) For six years, contact us again and again readers, who are you supposed to feel always the same scam duped. It is time to say what made this reader wrong. Why does it happen again and again that people get with poor Schufa you bought a lease agreement and this is then immediately terminated again after you receive the special payment lease have? Then came even after a hefty bill as compensation to those affected. What's going wrong?
2) write it yourself that you check the credit standing (without Schufa score) before. This means that they know but your customers before. Do you want to take the risk of years of installment payments in truth not even? Why then send those customers with bad Schufa only a commitment to and withdraw it when the customer signed up and went in advance?
3) Since when and why you no longer work together with Michael K. from Ahlen? To explain: Mr K. mediated lease customers for a fee of 750 € Buy it for Giro 24 and had for years with criminal charges covered metropolitan Leasing of R. Carson (44) from Pinneberg, in Schleswig-Holstein, where several customers also bled to walk.
4) What lessons have you learned from working with K., what has changed for you?
5) Why are you, Mr. M., on 5 June 2009 ceased to be a CEO? What is the reason for setting up your mother was as manager?
6) Why the act was never reached, but only your employees Joseph P.? But also you can not call directly, he recalls only if one imagines itself as a new customer and then never again. Why is that?
7) Why do you waive any fees, at least gives the Leasing calculator on your website at?
8) How many cars do you have really bought from car dealers, and how many contracts were not terminated after that?
9) Would you have a reference, an example of a customer, we can ask, who can confirm that your offered business model really works?
GoMoPa.net received by the General Giro 24 GmbH Munich, up to now no answer.
Source: Press release from GoMoPa
M. family registers in the ACT editorial . For its newly created business they wanted to lease a car. For the start-up without the financial guarantees is difficult. So Sandra and M. Frenk search the Internet for free schufa leasing offers. They opt for a membership: Everything seems reputable, to burst the contract. The amount of money paid 3,500 euros are gone and the new car is not moved out of the dealer without financing. The theme is familiar to us.
And here is the TV broadcast of Act 2010 on the business practices:
In September 2010, opened by Federal Councillor Eveline Widmer-Schlumpf, the consultation process for a partial revision of the Code of Obligations. The aim of the presentation is to strengthen the legal sanctions for improper or unfair dismissal. lit as a result of the proposed new provision of Article 336 paragraph 2. b OR should an elected workers for economic reasons the company can not be terminated. He must remain employed, even when his department closed for lack of profitability. This dismissal is especially true in the case of a so-called mass dismissal. Similar schemes have already abroad today. For the Board of Industry and Commerce St.Gallen-Appenzell, this proposal is useless. In a globalized economy is the ability to adapt business structures of new economic events, the essential basis of locational decisions. The relatively liberal labor Switzerland in connection with mass layoffs for economic reasons can not be defeated by a dismissal of elected worker representatives.
further according to the Federal Council's proposal, the maximum penalty for wrongful dismissal or summary dismissal of up to 12 months' wages to be doubled. Justifies the need to increase inter alia to the fact that it is a fundamental concern must be to "the employer not to give the impression to finance an unfair or unjustified dismissal from the petty cash can." This statement shows how much the Federal ignores the economic realities in the great majority of the companies. Already today, small and medium-sized businesses even in flagrant violation of the worker from a dismissal to be discouraged. The risk of being obliged or compelled to substantial payments to a comparison, if a lengthy and costly process is to be avoided is too large. With a doubling of the maximum sanction the possibility of degenerate dismissal even the worst offenses on the part of the employee waste
more complexity to the detriment of SMEs
The proposed partial revision of the Code of Obligations is the result of a parliamentary motion, which dealt with the problem of so-called whistleblowers. The whistleblowing concerns mainly dominated hierarchical structures in the state administration, state-oriented large companies and the publicly listed sector. Presented today is but a template that applies in practice, the smaller and medium-sized companies without their own legal counsel and without a specialized human resources department. Once again, according to the will of the Federal Bern medium-sized Economy, accounting for the problems of the state economy and a few big companies pay. This is not acceptable.
Clear words from the Thurgau
The Board of the Chamber of Commerce of St. Gallen-Appenzell rejected the proposals of the Bundesrat unanimously. Fortunately, this position is shared by the government of the canton of Thurgau. This explicitly states in its consultation that tightening of the labor laws, weakening the location advantages and may prove to result in a disadvantage in the workplace is Switzerland. The government of the canton of St. Gallen, however considers the proposed amendment in principle and appropriate to dispense but to an opinion, as the canton of St. Gallen in the opinion of the government is only indirectly affected by the changes. This attitude surprised and astonished. Attractive conditions are not the result of glossy brochures, but including a direct consequence of a liberal in relation to foreign labor law. This is particularly true for regions that do not benefit from the dynamism of the large metropolitan areas and depend in particular on high-performance mass smaller and medium-sized enterprises. The CCI St.Gallen-Appenzell expected that in future not only the Thurgau, St. Gallen but also the government shows courage and the Berne labor bureaucracy resisted.
